The spring and summer market is in full swing with buyers bustling to find the right home.Historically low interest rates coupled with low inventory on houses are creating a seller’smarket, resulting in bidding wars and homes closing over asking price. In this competitivemarket it may seem impossible for first time […]
Hello and welcome back to another Loan Officer Spotlight! It has been a couple of weeks since our last spotlight, so we are thrilled to finally be introducing to Brian McFarlane. While Brian is Branch Manager of our Virginia Beach branch! He has been with us since October of 2016! […]
At GoPrime, we have an amazing way of honoring our employees. Each month, we award a team member that goes above and beyond daily with the GoPrime Personality Quarterly Award. This month, we selected Heather Obbey, one of our fantastic Closers, to receive this award. Heather is an excellent Closer […]
You’ve seen advertisements claiming “We offer rates as low as…!” You jump at the opportunity for yourself or your client only to find that the rate you qualify for is different than the one advertised. Who does qualify for a rate that low? The answer varies. Potentially, it could be […]
Welcome back to yet another Loan Officer Spotlight! This week, we are so excited to introduce you to Brent Mullins of our Sanford, NC office! Brent has been with us at GoPrime for quite some time now. He started back in September of 2013, which means that this coming September […]
Refinancing is a great way for many homeowners to reduce their current interest rate and monthly payment, as well as utilize equity for home renovation projects, debt consolidation, or any other purpose. Homeowners interested in refinancing must be approved by a lender, and the first step involves a home appraisal. […]
COVID-19 has disrupted our daily life, forcing many people to quarantine for months on end… and it’s not over yet! Until a vaccine substantially slows the pandemic, home buyers will continue to navigate a socially distanced home-buying process. What does this mean for buying a home in 2021? Sellers and […]
Whether you are a first-time homebuyer or you’ve purchased and sold homes countless times, a home inspection is a vital part of the home-buying process. Inspections protect the buyer from unforeseen expenses – possibly saving you tens of thousands of dollars down the road – and help to ensure the […]
You know that person in your life that you would be lost without? That is Megan Olivier for many at GoPrime. Her support for the Sales team in 2020 mitigated obstacles and ensured our success. Her team was quick to let us know that she is “freaking awesome” and we […]
Navigating the path to homeownership is both exciting and nerve-wracking, especially for first-time home buyers. While it’s common for friends and family to offer their personal advice for navigating the residential real estate market, it’s also important to find a trusted mortgage lender to help you every step of the […]
Buying a home can be a daunting process filled with emotions and many unknowns. It’s important to be patient and take one step at a time to avoid making costly mistakes. Let’s review five common mistakes that first-time homebuyers often make and, most importantly, how to avoid them in the […]
Buying a home can be a complicated process filled with phrases and concepts that are difficult for many people to understand. One such term commonly used during the home buying process is “escrow”. Let’s take a deeper look at this concept, as well as what it means for homebuyers. What […]
When mortgage interest rates are low, many homeowners consider refinancing as a way to lower their monthly payments and adjust the terms of their mortgage loans. It’s important to remember, however, that refinancing a mortgage should be based on the homeowners’ individual finances and long-term goals, not just this week’s […]
Have you ever been on the phone with someone and you can tell by their voice that they are smiling? They are upbeat, incredibly happy to help, and possess a passion that can’t help but brighten the day of the lucky person on the other side of the line? That’s […]
As a homeowner, it’s important to maintain your property and not let it fall into disrepair. Making improvements to your home will protect your investment and make the process of selling your property much easier down the road. Most often, an updated home is more desirable for potential buyers and […]
While Spring remains the peak real estate season and the best time of year to put your home on the market, it doesn’t mean that you cannot sell your home for a great price during Autumn. While housing inventory may be lower during the Autumn season, it’s also true that […]
The mortgage approval process can be filled with terms, rules, and regulations that may be confusing to homebuyers. That’s why, at GoPrime, we take pride in helping homebuyers understand the mortgage process from start to finish. You’ve probably heard that it’s important for homebuyers to become pre-qualified or pre-approved when […]
The first step towards buying a home often involves saving for a downpayment and achieving a pre-approval letter from a mortgage provider. A pre-approval letter indicates you’re a serious buyer committed to buying a home, with the financial means to do so. The letter is typically issued after a thorough […]
Interest rates are at historic lows; however, not everyone will qualify for exceptional mortgage rates. This is because mortgage rates are dependent on a number of factors specific to the borrower, including their credit score, available down payment, employment history and more. In today’s blog, we’ll cover four ways to […]
Over the past few months, many have faced financial hardship due to COVID-19. If you’re unable to pay your mortgage payment, it’s important to understand all of your options, as well as the long-term financial impact of neglecting payments. What is mortgage forbearance? “A mortgage forbearance agreement is a plan […]