First-Time Home Loans

    Personalized and simplified service that connects you with the best loan for your unique situation so you can realize the excitement of homeownership.

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    Apply Securely

    Our most important job is to be good stewards of your sensitive information. We follow all regulations in regards to protecting your privacy.

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    VA Loans

    Designed by the government to support and thank veterans and their families. Offered by us — a veteran-owned company.

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    Join Our Team

    Are you a customer-centric professional who's ready to grow with us? We're expanding across the country. Let's connect!

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Welcome to Prime Mortgage Lending

We've changed the mortgage industry by one simple belief: securing a mortgage should be simple and comfortable, like working with a friend. That's why we carefully select experts who walk you through each step of the mortgage process to match you with the best option for your needs and budget. Here's a peek at some of the products we offer:

FHA Loans

A great option for first-time buyers, these loan programs offer fixed or adjustable interest rates, require very small down payments, allow gifts for down payments and closing costs, and have more lenient qualification requirements.

VA Loans

Designed as a benefit for veterans, active service members, and eligible spouses, this program is guaranteed by the Veterans Administration and is similar to traditional loans. This is a financial benefit for those who serve and their families.


Let's face it — a mortgage is a mortgage. What sets us apart is our you-centric approach that focuses on your needs and budget. No matter if this is your first mortgage or you're a seasoned buyer, let's find the right loan for you.

Conventional Loans

This loan type is a good choice for borrowers with good credit who desire to bring a larger down payment to the table. While these aren't guaranteed or insured by the federal government, they are a common loan for many buyers.

USDA Loans

Sometimes called Rural Housing Loan this is a program guaranteed by United States Department of Agriculture for a buyer's primary residence in a qualified USDA area who meets USDA income eligibility requirements.


Often a smart way to adjust your financial situation, the options are varied -- change the duration of your mortgage, pay less interest over the life of the loan, switch between fixed-rate and adjustable-rate mortgages or take cash out of your equity. Tell us your goal, we'll get it done.

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What Buyers Say
About Prime.

"PMLI service far exceeds other mortgage companies. Ken (Crute) works to find solutions that meet our needs, not to simply make a sale."

— Mrs. Vanderbilt

"Great guy. So patient, and on your side!"

— Pamela M.

"Steve Cooper did a great job! As first time home buyers he made the process easy."

— Charles & Ashley P.

"Timeliness in closing and providing detailed instructions during application process."

— Mr. Hernandez

"Chris McLaurin and Melinda Frye were amazing. They got us the house we wanted at a great rate! We all know mortgage loans are stressful, but this team was wonderful to work with! I cannot say enough about them!"

— Amy C.

Our Commitment.

Our mission since opening in 2005 has always been to provide high quality mortgage programs at the most competitive rates in the nation — and we uphold that today. We offer a full-suite of home-loan programs including purchases, refinances, debt consolidations, and home improvement loans. All of which are tailored to your unique situation.

We work with your schedule, and offer the most technologically advanced systems to make your experience as streamlined, convenient, and secure as possible.

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