Elaine Rios

Elaine Rios

Loan Officer
NMLS #1028715
Office: 919-249-4128
Mobile: 910-528-2204
Serving in CA, NC
Branch: Southern Pines

Meet Elaine

Licensed in North Carolina and California.  Elaine has been involved in the real estate and mortgage industry since 2004 with the passion to help others build their financial wealth through home ownership. Beginning as a real estate agent and coming from a family of bankers and finance, she realized her best efforts in supporting her diverse customers would be better served by assisting them with finance options, many times using creative solutions for unique scenarios.

Elaine specializes in purchase and refinance loans using Conventional, VA, FHA, and USDA loan products and down payment assistance programs.  Elaine also has accessibility with non-qualified mortgage products to assist with those rare occasions where alternate solutions are required. 

Assisting in building financial wealth through home ownership and doing what is in the best interest of her customers is Elaine’s top priority.  Elaine never just says no.  If at first a customer is not qualified, She will do her best to provide consultation on how they may achieve their goals of home ownership, if not now, in the near future.

Outside of work, Elaine enjoys spending time with my family, cooking, community service, and loves the outdoors.

Contact Elaine

Send me a message below or give me a call at 919-249-4128.

"*" indicates required fields

I am interested in

From Our BlogLatest GoPrime Articles

Student Loans & Home Loans: What You Need to Know

Student Loan Repayments & Home Loans: What You Need to Know

June 4, 2025

As student loan repayments have resumed over the past several months, many borrowers have one very important question on their minds: “Will this impact my ability to buy a home?” We are here to provide clarity, support, and smart strategies to help you navigate this big financial shift with confidence. […]

Read Article

next steps after buying a home in 2025

Next Steps After Buying a Home

June 1, 2025

Here are some of the most important actions to be sure you take once you have moved into a new home.

Read Article

Top 10 most google mortgage question

Top 10 Most Googled Mortgage Questions (Answered Clearly!)

May 21, 2025

1. What is a mortgage? A mortgage is a home loan that lets you buy property by borrowing money from a lender. You agree to repay it over time, usually in monthly payments spread over 15 to 30 years. 2. How much mortgage can I afford? Most financial experts recommend […]

Read Article