Believe in a more intelligent loan process.
The days of the transactional mortgage loan officer are numbered. So too are the days of getting preapproved “up to” a maximum amount. A preapproval, much like a credit profile, is as unique as one’s fingerprint. A mortgage payment lasts a while, so know how it works. Only when the proposed scenario is understood, can the loan process begin.
All closed loans are kept “under management.” If a program is released that stands to benefit, both an email and phone call eventuates, ensuring optimal mortgage positioning. Creating savvy borrowers is integral in credit-driven industries and my favorite part of the job.