Originally from Dumfries, Virginia, Derek has been a resident of North Carolina since the mid-90s. He attended Elon University, located in Burlington, North Carolina, and graduated with a degree in Business Administration and a minor in Finance. He has settled down in Holly Springs, North Carolina along with his wife and three children.

With over twenty-five years of experience in the banking industry, Derek has built trust and created relationships with a broad base of clients and has seamlessly transferred that experience to his current role. He is devoted to meeting his clients’ needs with complete satisfaction. Derek will be there throughout the entire home buying process, from the initial interview to the closing and beyond. Along the way, he will provide guidance and answer any questions about your mortgage loan options. Derek offers a variety of purchase and refinance loan options including ConventionalFHAVA Home LoansUSDA and Jumbo

An avid sports fan, Derek follows the Las Vegas Raiders and Carolina Hurricanes. When not cheering for his favorite teams he can be found on the sidelines helping coach his son’s soccer team. Derek also finds time to be active in his community. He raises awareness and volunteers his time with organizations such as Urban Ministries and the Holly Springs Food Cupboard.

NMLS# 688543

Derek Phillips

Loan Officer

Branch: Holly Springs

Office Phone: (919) 921-8895

Serving: GA, NC, VA